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New Federal stimulus payments

Economic Impact Payments | Internal Revenue Service (IRS)

1. How it Works

Adults and families with work-eligible social security numbers (SSN) can receive economic impact payments from the Internal Revenue Service (IRS) through the American Rescue Plan Act of 2021 and previous Federal actions. Some mixed-status families are eligible. The IRS issues a direct deposit, check, or pre-paid debit card.

Payments from the American Rescue Plan Act of 2021 (third stimulus payment)

  • You must have a Social Security number (SSN) to receive a payment.
    • Households where one spouse has an SSN and the other spouse does not are eligible to receive up to $1,400, plus an additional $1,400 for each dependent with an SSN.
    • Military couples where one spouse has an SSN and the other spouse does not are eligible to receive up to $2,800, plus an additional $1,400 for each dependent with an SSN.
  • Unlike Economic Impact Payments Round 1 and 2, families will get a payment for all of their dependents claimed on a tax return, including those ages 17 and up.

2. Determine your eligibility

To qualify for payments under the American Rescue Plan Act of 2021 (third stimulus payment), you must:

  • Have a valid Social Security number, or be part of a tax filing household where someone does have an SSN if you do not.
  • Not be listed as a dependent on anyone else’s tax return.
  • Have filed a 2020 tax return, or have filed a 2019 tax return, or previously entered your information using the IRS non-filers tool for the first Economic Impact Payment. This includes recipients of certain benefits including:
    • Social Security retirement, disability (SSDI), survivor benefits, Supplemental Security Income (SSI), Veterans Affairs benefits, Railroad Retirement benefits
Filing Status Adjusted Gross Income (AGI) Payment from American Rescue Plan Act of 2021
Individual adult Up to $75,000 $1,400
Individual adult $75,001 – $80,000 $0 – $1,400
Individual adult Above $80,000 $0
Head of household Up to $112,500 $1,400
Head of household $112,501 – $124,500 $0 – $2,800
Head of household Above $120,000 $0
Joint filers Up to $150,000 $2,800 ($1400 for each spouse who has an SSN)
Joint filers $150,000 – $160,000 $0 – $2,800 ($1400 for each spouse who has an SSN)
Joint filers Above $174,000 $0
Each dependent regardless of age (child and adult dependents with SSN) N/A $1,400

 

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3. How to Apply

3. How to apply

Here are your options.

Apply online

For most people, the IRS will automatically deliver payments from the American Rescue Plan Act (third stimulus payment) in Spring of 2021.

  • Most eligible people will get the third Economic Impact Payment automatically and won’t need to take additional action.
  • The IRS is delivering payments from the American Rescue Plan Act to eligible adults who filed a 2020 or 2019 tax return or previously registered for a payment using the Non-Filers tool.
  • Use the Get My Payment tool from the IRS to check the status of your payment.
  • You can claim the Recovery Rebate Credit (RRC) on your Tax Year 2020 tax return if
    • you haven’t received your first or second Economic Impact Payment, or
    • you believe that IRS does not have the right information (you have a new offspring/dependent, you moved, etc.), or
    • you haven’t received the full amount owed to you.
  • You may also need Notice 1444 Economic Impact Payment. This document shows how much of a payment you received, if any. This amount is needed to calculate any Recovery Rebate Credit you may be eligible for.
  • Those with little or no taxable income are encouraged to use the IRS Free File Program.
  • The City can help you find a website where you can file your taxes for free.
  • The fastest and safest way to receive your payment is by direct deposit. The City’s Financial Empowerment Centers can help you open a bank account and set up direct deposit.

Apply Online

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More ways to get help with this program

Visit the website

Visit the IRS page on Economic Impact Payments for more information.

Visit the IRS page on the 2020 Recovery Rebate Credit for more information on claiming the first and second Economic Impact Payments on your 2020 tax return.

Immigrants can make an appointment with ActionNYC to receive assistance.

Call 311

Ask for tax preparation assistance.

Call IRS

Call the IRS with Economic Impact Payment questions at 800-919-9835.

Last Updated Thursday, April 8th, 11:13am

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