1. How it Works
Every New Yorker can get health insurance. There are low-cost and free plans for people who qualify, and counselors to help you choose a plan.
- Open enrollment through the NY State Marketplace is from November to January each year.
- Options are available for all New Yorkers, even if you are not a citizen
- Insurance is required for most people by the Affordable Care Act; you can get fined if you are not enrolled
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2. Determine your eligibility
All New Yorkers can get help understanding and enrolling in health insurance. Depending on your age and income, you may also be eligible for public health insurance.
Take a short survey to see if you might be eligible for this or 30 other programs.
Am I Eligible?Next section:
3. What you need to include
Document requirements vary by program:
- If you are under 65 years old and not seeking long term care, please visit the New York State of Health Marketplace to find what documents are required to apply.
- If you are 65 years old or older, please visit the NYC Human Resource Administration to find what documents are required to apply.
- If you are seeking long-term care, please visit the NYC Human Resource Administration to find what documents are required to apply.
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4. How to apply
Here are your options.
Apply online
Visit the NY State of Health website to enroll for coverage online if you are under 65 years old.
Apply by phone
- Call the Health Plan Marketplace at 855-355-5777 if you are under 65 years old.
- Call the HRA Helpline at 888-692-6116 if you are 65 and over, or on Medicare, or need Medicaid due to a disability.
Apply in person
- Find a free health insurance assistor to help you enroll if you are under 65 years old.
- Visit any Medical Assistance Program Office if you are 65 years old and over, on Medicare, or need Medicaid related to a disability.
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