Low-cost and free health insurance

Health Insurance Assistance | NYC Human Resources Administration

1. How it Works

Every New Yorker can get health insurance. There are low-cost and free plans for people who qualify, and counselors to help you choose a plan.

  • Open enrollment through the NY State Marketplace is from November to January each year.
  • Options are available for all New Yorkers, even if you are not a citizen
  • Insurance is required for most people by the Affordable Care Act; you can get fined if you are not enrolled

More ways to get help with this program

Visit the websites

Find out more about public insurance on the HRA Health Assistance website.

Learn more about your options on the Citywide Health Insurance Access website.

 

Call 311

For general questions on health insurance.

Call the hotline

Call the HRA hotline at 888-692-6116 to learn more.

Get help in person

Find a free health insurance assistor to get help in person.

2. Determine your eligibility

All New Yorkers can get help understanding and enrolling in health insurance. Depending on your age and income, you may also be eligible for public health insurance.

Take a short survey to see if you might be eligible for this or 30 other programs.

3. What you need to include

Document requirements vary by program:

  • If you are under 65 years old and not seeking long term care, please visit the New York State of Health Marketplace to find what documents are required to apply.
  • If you are 65 years old or older, please visit the NYC Human Resource Administration to find what documents are required to apply.
  • If you are seeking long-term care, please visit the NYC Human Resource Administration to find what documents are required to apply.

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4. How to Apply

4. How to apply

Here are your options.

Apply online

Visit the NY State of Health website to enroll for coverage online, if you are under 65 years old.

Enroll online

Apply by phone

  1. Call the Health Plan Marketplace at 855-355-5777 if you are under 65 years old.
  2. Call the HRA Helpline at 888-692-6111 if you are 65 and over, or on Medicare, or need Medicaid due to a disability.

Apply in person

  1. Find a free health insurance assistor to help you enroll if you are under 65 years old.
  2. Visit any Medical Assistance Program Office if you are 65 years old and over, or on Medicare, or need Medicaid related to a disability.

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More ways to get help with this program

Visit the websites

Find out more about public insurance on the HRA Health Assistance website.

Learn more about your options on the Citywide Health Insurance Access website.

 

Call 311

For general questions on health insurance.

Call the hotline

Call the HRA hotline at 888-692-6116 to learn more.

Get help in person

Find a free health insurance assistor to get help in person.

Updated December 6, 2017