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Health

Low-cost and free health insurance

Health Insurance Assistance | NYC Human Resources Administration

1. How it Works

Every New Yorker can get health insurance. There are low-cost and free plans for people who qualify, and counselors to help you choose a plan.

  • Open enrollment through the NY State of Health Marketplace is from November to January each year
  • Options are available for all New Yorkers, even if you are not a citizen
  • Obtaining health insurance helps you to pay for planned or unexpected medical care

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2. Determine Your Eligibility

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2. Determine your eligibility

All New Yorkers can get help understanding and enrolling in health insurance. Depending on your age and income, you may also be eligible for public health insurance.

Take a short survey to see if you might be eligible for this or 30 other programs.

Am I Eligible?

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3. What You Need to Include

3. What you need to include

Document requirements vary by program:

  • If you are under 65 years old and not seeking long term care, please visit the New York State of Health Marketplace to find what documents are required to apply.
  • If you are 65 years old or older, please visit the NYC Human Resource Administration to find what documents are required to apply.
  • If you are seeking long-term care, please visit the NYC Human Resource Administration to find what documents are required to apply.

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4. How to Apply

4. How to apply

Here are your options.

Apply online

Visit the NY State of Health website to enroll in coverage online if you are under 65 years old.

Enroll online

Apply by mail

Apply by phone

Apply in person

Come back to it later.
We can send you a link to this page to help you get back to it when you’re ready.

More ways to get help with this program

Visit the websites

Find out more about public health insurance on the HRA Health Assistance website.

Learn more about your options on the Citywide Health Insurance Access website.

Call 311

For general questions on health insurance.

Call the hotline

Call the HRA Helpline at 888-692-6116 to learn more.

Call the NY State of Health at 855-355-5777 for information to enroll if you are under 65 years old.

Get help in person

If you are under 65 years old, find help to enroll for a free health insurance through the NY State of Health website with a Certified Application Counselor near you.

 

If you are 65 and older, living with disabilities or visually impaired, get help to enroll in health insurance at your local Facilitated Enrollers for Medicaid .