1. How it Works
Qualified Health Plans are private health insurance plans where you pay a certain monthly amount for coverage. There are also out of pocket expenses including copayments, deductibles, and coinsurance.
- You might be able to get financial help if you enroll through NY State of Health.
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- To get insurance coverage for 2025, enroll between November 1, 2024 – January 31, 2025. This is the only time of the year that you can enroll in private health insurance through the marketplace, unless you have a qualifying event like moving to another county or state, getting married, or turning 26 and losing coverage through a parent’s plan.
- To change your current plan for 2025, do so between November 16, 2024 – January 31, 2025.
- If you have limited income or children, you might qualify for free or low-cost public health insurance plans like Medicaid, Child Health Plus, and the Essential Plan. You can enroll in these anytime during the year.
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- You can also buy private insurance directly from an insurance company but you won’t be eligible for financial help.
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More ways to get help with this program
Learn more about health insurance options
Learn more about your options through HRA’s Office of Citywide Health Insurance Access .
Request enrollment help
GetCoveredNYC helps New Yorkers enroll in health insurance. Dedicated specialists can assist you in your language for free.
Request a counselor call
Complete a Health Insurance Enrollment Assistance Inquiry Form to receive a call from an enrollment counselor. Free enrollment assistance is available regardless of immigration status and in many languages. Your information will be kept private.
Call 311
For general questions on health insurance and to find an in-person assistor.
2. Determine your eligibility
Anyone can enroll in a Qualified Health Plan.
- Most immigrants can enroll on the NY State of Health Marketplace. Financial help is available.
- Anyone can purchase private health insurance directly from an insurance company by calling the insurance company or visiting their website.
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3. How to apply
Apply online
Enroll in health insurance through NY State of Health .
Apply by phone
Call NY State of Health at 855-355-5777 or TTY: 800-662-1220 .
Apply in person
Get help enrolling through a health insurance assistor .
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