1. How it Works
SCHE gives property tax help to senior homeowners. It lowers the taxes of seniors who own one to three homes, condos, or coop apartments.
- Apply online by March 16th for benefits to begin on July 1
- If you live in a co-op, you can apply online using the SCHE co-ops application
- Requires proof of age, income, and tax deduction
- If your property qualifies for SCHE and the Disabled Homeowners Exemption (DHE), you will only be granted SCHE; you cannot get both
- All owners of the property must be 65 or older, unless the owners are spouses or siblings. If you own the property with a spouse or sibling, only one of you must meet this age requirement.
- You must have owned your property for at least 12 continuous months before you file your application
- Determine the borough, block, and lot (BBL) for your property
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2. Determine your eligibility
To be eligible for SCHE, you should be able to answer yes to all of these questions:
- Is the property your primary residence?
- Is the combined income for all owners less than or equal to $58,399?
- Income does NOT include SSI or Cash Assistance benefits.
All owners of the property must be 65 or older, unless the owners are spouses or siblings. If you own the property with a spouse or sibling, only one of you must meet this age requirement.
Take a short survey to see if you might be eligible for this or 30 other programs.
Am I Eligible?Next section:
3. What you need to include
It’s important to include the right documents when you apply. Your documents show whether the program is right for you.
This page can help you choose the right documents for your application.
Proof of who you are
Proof of your income
Proof that can help for deductions
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4. How to apply
Here are your options.
Apply online
Apply by mail
Apply in person
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