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Tax credit to help pay for childcare or care for disabled dependents

Child and Dependent Care Tax Credit | Internal Revenue Service (IRS), NYC Department of Consumer and Worker Protection (DCWP)

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How it works

The federal Child and Dependent Care Tax Credit (CDCC), New York State Child and Dependent Care Credit (NYS CDCC), and the New York City Child Care Tax Credit (NYC CCTC) help you pay for childcare or care for disabled dependents while you work or look for work.

  • The federal credit is worth up to $3,000 in care costs for one person and up to $6,000 in care costs for two or more people
  • You’ll be reimbursed for up to 50 percent of these costs
  • The state credit is calculated based on your income, the number of dependents claimed, and your care costs
  • The NYC CTCC can be as much as 75 percent of the New York State credit

Eligibility requirements

To claim the federal Child Tax Credit, you need to meet all of these requirements:

  • You (and your spouse if filing a joint return) have earned income
  • You paid for care so you could work (you must identify your care provider with their name, address, and tax ID or Social Security Number on your tax return)
  • You’re filing as single, head of household, qualifying surviving spouse, or married filing jointly

Who counts as a dependent?

  • A child under age 13 who you claim as a dependent, or
  • Your spouse or dependent of any age who can’t care for themselves due to a physical or mental disability and lives with you for more than half the year

If you qualify for the federal credit, you can also claim the New York State credit when you file your state taxes. The state credit works the same way as the federal credit.

You can get an additional NYC credit if you meet all of these requirements:

  • You lived in NYC for all or part of 2025.
  • You paid childcare expenses for at least one child under age four on December 31, 2025.
  • Your federal adjusted gross income was $30,000 or less.
  • You qualified for the New York State credit.

Immigration status requirements

You can claim the CDCC, NYS CDCC, and NYC CCTC if you have a Social Security Number (SSN) or an ITIN.


Required documents

You’ll need documents like W-2s, receipts from your care provider, your care provider’s tax ID or Social Security Number, and records showing how much you paid for care.


How to apply

Apply online

You must file your federal and New York State tax returns to claim tax credits.

If you earned $97,000 or less with dependents or $68,000 or less without, you can file for free through NYC Free Tax Prep and keep your full refund. For more information, visit nyc.gov/taxprep. You can also file your federal taxes for free with getyourrefund.org to claim the federal CDCC.

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Get help

Visit nyc.gov/taxprep

Learn more about free tax filing services in NYC, including frequently asked questions about tax credits.

Call 311

Ask for tax preparation assistance.


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Last Updated February 17, 2026

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